Secured Credit Cards

Posted by Gomez Adams | Personal Finance |

What do you mean by a ‘secured credit card’? Secured credit cards are another very popular breed of credit cards. Secured credit cards, as their name suggests, are secured. Well, they are secured for the credit card supplier, really. Secured credit cards require you to open an account with the credit card supplier and maintain some cash balance in that account. This cash balance acts as a security for the supplier of secured credit card. Your credit limit is dependent on the amount you hold in the account that you have started with the supplier of secured credit card. This is generally between 50 to 100% of your account balance. So in that sense, secured credit cards are not really credit cards (since they don’t offer you any credit really). For this reason, the secured credit cards are sometimes also referred as debit cards. (more…)

Low Interest Debt Consolidation Loans

Posted by Gomez Adams | Personal Finance |

Are you searching for a low interest loan for debt consolidation? If you have bad credit, you might feel the journey is hopeless. Debt consolidation loans are loans that help a person reduce his debt payments by combining all debts into one installment. (more…)

FOREX Trading

Posted by Gomez Adams | Investments |

The foreign exchange market is also known as FX or it is also found to be referred to as the FOREX. All three of these have the same meaning, which is the trade of trading between different companies, banks, businesses, and governments that are located in different countries. The financial market is one that is always changing leaving transactions required to be completed through brokers, and banks. Many scams have been emerging in the FOREX business, as foreign companies and people are setting up online to take advantage of people who don’t realize that foreign trade must take place through a broker or a company with direct participation involved in foreign exchanges. (more…)

Investing for Retirement

Posted by Gomez Adams | Investments |

Retirement may be a long way off for you – or it might be right around the corner. No matter how near or far it is, you’ve absolutely got to start saving for it now. However, saving for retirement isn’t what it used to be with the increase in cost of living and the instability of social security. You have to invest for your retirement, as opposed to saving for it! (more…)

Low APR Credit Cards

Posted by Gomez Adams | Personal Finance |

Indeed, if a credit card is used properly, it can be the most powerful financial tool. But not everybody can afford all the expensive rates of most credit card issuers offer. This is where the low APR credit card ushers in—to help people who plan to maintain a balance on their account and not to pay the full amount monthly. But, what does APR stands for in a low APR credit card? (more…)

How to Create a Household Budget

Posted by Gomez Adams | Personal Finance |

A can do budget people can help you money save make to these a goals of yours a reality. A budget that is personal provide will necessary the to framework begin these eliminating inflated account balances. Your If covers income of all expenses, your still you want may to trim of some the excess fat your off habits of spending. Winning this game is easy, but your Reducing debt makes or breaks you. (more…)

Debt Consolidation and Payment Reduction

Posted by Gomez Adams | Personal Finance |

Few online debt consolidation lenders will help debtors reduce their debts. Homeowners who are in over their heads in debt can use their homes as collateral to payoff their debts. The loans offered are given to the debtor to repay the debts; and then the debtor must payoff the loan in monthly installments. (more…)

Stock Investment Basics

Posted by Gomez Adams | Investments |

There are several different types of stock that you can invest in and this sometimes causes confusion to many a first time stock market investor. You don’t want this confusion to stop you from taking advantage of the investment opportunities that the stock market offers. Let’s look at the different kinds of stock that are available for you to invest in. (more…)

Long Term Investments

Posted by Gomez Adams | Investments |

If you are ready to invest money for a future event, such as retirement or a child’s college education, you have several options. You do not have to invest in risky stocks or ventures. You can easily invest your money in ways that are very safe, which will show a decent return over a long period of time. (more…)

Online Trading

Posted by Gomez Adams | Investments |

The invention of the Internet has brought about many changes in the way that we conduct our lives and our personal business. We can pay our bills online, shop online, bank online, and even date online! We can even buy and sell stocks online. Traders love having the ability to look at their accounts whenever they want to, and brokers like having the ability to take orders over the Internet, as opposed to the telephone. (more…)